PERSONAL FINANCIAL MANAGEMENT
Personal Financial Management

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Financial Resources for Service Members & Families
4/14/2020

My Money
Making the most of your money starts with five building blocks for managing and growing your money -- The MyMoney Five (Earn, Save & Invest, Protect, Spend, Borrow). Keep these five principles in mind as you make day-to-day decisions and plan your financial goals. This website is organized around the MyMoney Five principles so you can quickly identify resources and tools to help you in these areas.

READY
Ready is a National public service campaign designed to educate and empower the American people to prepare for, respond to and mitigate emergencies, including natural and man-made disasters.


Financial Resources for Service Members & Families
DATE & TIME 4/14/2020
LOCATION

My Money
Making the most of your money starts with five building blocks for managing and growing your money -- The MyMoney Five (Earn, Save & Invest, Protect, Spend, Borrow). Keep these five principles in mind as you make day-to-day decisions and plan your financial goals. This website is organized around the MyMoney Five principles so you can quickly identify resources and tools to help you in these areas.

READY
Ready is a National public service campaign designed to educate and empower the American people to prepare for, respond to and mitigate emergencies, including natural and man-made disasters.


Personal Financial Management - Virtual Counseling
4/24/2020

Virtual Counseling is available online via a government-approved application (GVS/DCS) or DSN phone.

 Request an appointment today by emailing mcbb_ppdr_request@usmc.mil.

 


Personal Financial Management - Virtual Counseling
DATE & TIME 4/24/2020
LOCATION

Virtual Counseling is available online via a government-approved application (GVS/DCS) or DSN phone.

 Request an appointment today by emailing mcbb_ppdr_request@usmc.mil.

 


2022 CFS Course Schedule:

  • March 21-25, 2022
  • June 13-17, 2022
  • August 22-26, 2022
  • October 31-November 4, 2022

Requirements to Attend CFS: 

In accordance with MCO 1700.37, the minimum qualifications for assignment as a unit CFS are:

- Minimum pay grade is E6 and above.

- Highly motivated and financially stable.

- Have no record of Letters of Indebtedness/Non-Sufficient Funds/NJP/Poor performance counseling above the rank of LCPL

- Successfully complete the Leading Marines Course and MCI's 3420 and 3422 on Personal Financial Management

- Must have at least one year remaining on station/present command at completion of CFS Course

- Participate in continuing education such as CFS forums and refresher training.


If you would like to sign up for one of our CFS classes, please contact any Marine & Family Programs Office, PFM, or email MCBB_PPDR_Registration@usmc.mil with the following information:

Name
Pay Grade
Branch of Service

Unit

Command

Phone Number

Email address

PCS Date


CFS Handouts: 


2022 CFS Refresher Schedule:

  • Friday, February 4, 2022
  • Friday, October 21, 2022


2022 CFS Roundtable Schedule:

  • Friday, April 8, 2022
  • Friday, June 24, 2022
  • Friday, September 2, 2022
  • Friday, November 30, 2022

*If you have problems opening a link by directly clicking on it, please right click and select open on the pop-up menu.*


The non-Commissioned Officer for Financial Fitness course is designed to a train Corporals and Sergeants who will provide peer to peer influence. They will support the PFMP staff and CFS by performing outreach to target Marines in the ranks of E1-E4 to increase the awareness of the authorized services and programs available to young Marines and why financial fitness is part of mission readiness.


2022 NCO for Financial Fitness Class Dates

February 2-3, 2022

May 10-11, 2022


Qualifications of the NCO for Financial Fitness


- Rank of E-4 or E-5
- Be a volunteer.
- Be command endorsed.
- Have no record of NJP or poor performance counseling above the rank of LCpl.
- Successfully complete the Leading Marines course and the current MCI 3420 and 3422 Personal Financial Management course.
- Meet Marine Corps physical fitness standards.
- Have a record of financial stability as indicated by completion of a financial planning worksheet, with a Debt-to-Income Ratio that does not exceed 30 percent, and no record of LOI or NSF. For assistance with the CFF screening process, COs may refer to the CFS or PFMP staff for guidance Screening shall be completed prior to training.
- Have a successful interview with PFMP staff.
- Be goal-oriented and motivated with good oral and presentation skills.
- Have received a Standards of Conduct rating of at least 4.0 and Standards of Proficiency rating of at least 4.0 on their most recent performance evaluation.
- Have at least one year remaining at the command at time of CFF course completion.


NCOFF Handouts 

SMART Financial Goals Worksheet 

2021 Electronic Financial Planning Worksheet (eFPW)  (Non-Macro Excel)


*If you have problems opening a link by directly clicking on it, please right click and select open on the pop-up menu.*


*If you have problems opening a link by directly clicking on it, please right click and select open on the pop-up menu.*  

Saving Calculator

Loan Calculator 

401(K) and IRA Minimum Required Distribution Calculator 

Choose to Save

The Financial Industry Regulatory Authority (FINRA) Tools and Calculators webpage has a multitude of Resource Tools, Calculators, Analyzers and Quizzes and Games available (some of which are included above) to assist individuals in effectively managing their finances.

*If you have problems opening a link by directly clicking on it, please right click and select open on the pop-up menu.*

Credit Card Act

Equal Credit Opportunity Act

Fair Credit Reporting Act

Fair Debt Collection Practices Act

Annual Credit Report

Consumer Credit Counseling

* If you have problems opening a link by directly clicking on it, please right click and select open on the pop-up menu. Thank you.* 


Check out these resources to help you stay financially fit:


Military Compensation at a Glance:

USAA-EF Marines

Marines Info Graphic - Sergeant

 


 

 *If you have problems opening a link by directly clicking on it, please right click and select open on the pop-up menu.*  

 PREMARITAL 

  Premarital Financial Questions

 Deployment

  Remaining Financially Fit During Deployment

  Deployment Spending Checklist

  Savings Deposit Program

  Financial Toolkit

 Retirement

  Retirement Calculator 

  Survivors Benefit Plan 

  Social Security

*If you have problems opening a link by directly clicking on it, please right click and select open on the pop-up menu.*  

 

 Housing and Urban Development - HUD

 VA Home Loan

 Making Home Affordable

 Rural Housing  Assistance


 Troubled Asset Relief Program

*If you have problems opening a link by directly clicking on it, please right click and select open on the pop-up menu.*  

 

Home Loans

  VA Home Loans

 

 Home Loan Modification Programs

  Making Home Affordable 

  Troubled Asset Relief Program

 

 Student Loans

  Loan Forgiveness

  National Student Loan Database

 

 Consumer Loan Awareness

  Military Lending Act

  Service Members Civil Relief Act

Saving vs. Investing

   Saving - 

  • Saving is setting aside money that you want to be able to access quickly, with little or no risk
  • Meant for short and intermediate term goals (1-5 years)

   Investing - 

  • Investing is buying assets such as stocks, bonds, mutual funds, or real estate assuming that your investment will make money for you 
  • Meant for long term goals (5+ years)


Resources for Saving & Investing

FINRA.org

Thrift Savings Plan

COLA Calculator

Okinawa Cola Savings Scenario


*If you have problems opening a link by directly clicking on it, please right click and select open on the pop-up menu.*  

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